Why is Poland one of the best countries for retirees? Cost of living in Poland and the USA.

In an era where the cost of living in the United States continues to rise, many Americans are seeking more affordable alternatives without sacrificing their quality of life. Poland, with its vibrant culture, and burgeoning economy emerges as a compelling destination. This article explores the significant cost savings associated with living in Poland compared to the USA, illustrating how this move can not only reduce expenses but also enhance your overall standard of living. From housing and healthcare to daily necessities. Discover why Poland might be the perfect place for a fresh start and a higher quality of life.

Cost of Food: USA vs Poland

When it comes to food costs, Poland offers a clear advantage over the United States. In Poland, grocery shopping is much more affordable. Basic food items such as milk, bread, eggs, and fresh produce cost significantly less than in the U.S. For example, a liter of milk in Poland costs about $0.70, whereas in the U.S., it is around $1.10. Similarly, a loaf of bread in Poland is approximately $0.80, compared to $2.50 in the U.S. Fresh fruits and vegetables are also more budget-friendly in Poland; a kilogram of apples costs about $1.20, while in the U.S., the same amount can be as high as $4. Dining out is also less expensive in Poland.These lower food costs in Poland mean that your grocery bills and dining expenses can be significantly reduced, allowing you to enjoy a varied and healthy diet without breaking the bank.

Cost of Food in Poland – 2024 (last update: 22.06)

I have prepared a list of prices for basic food items at one of the popular supermarket chains.

zł/kg$/pound
Apples4,20,47
Banana70,78
Beef(ground meet)27,53,06
Butter384,23
Chicken Fillets24,52,73
Eggs M Size – One Egg1,05 za sztukę0,26 single egg
Loaf of Fresh White Bread50,56
Local Cheese353,90
Milk3,8 zł/litr0,81 $/qt
Onion50,56
Oranges70,78
Potato4,20,47
Rice3,80,42
Tomato80,89

For the conversion of costs from Polish złoty to US dollars, I used the exchange rate from June 22, 2024, which was 4.04 PLN/USD.

The daily cost of a diet, approximately 2500 kcal, in Poland is 27.13 PLN. Monthly, this amounts to $201.

According to Chase, the average American spends approximately $475 per month on groceries and an additional $303 on dining out, totaling around $778 per month for food-related expenses in 2022​ (Chase)​. I could not find data for the year 2024. Due to inflation, food expenditures in the USA are higher than in 2022. However, I will use the value of $475, as it is the only information from a reliable source that I have.

Based on this data, it can be calculated that a couple can save approximately $548 per month.

Dining Out: Costs

Poland: Dining out in Poland is generally more affordable compared to the USA. A meal at a mid-range restaurant in Poland typically costs between 30 to 70 PLN (approximately $8 to $18), with higher-end establishments charging more. Fast food and casual dining options are even more budget-friendly, with meals often costing under 20 PLN (around $5).

The relatively lower cost of dining out makes it accessible for many Poles to enjoy restaurant meals regularly. Tipping is not customary in Poland.

USA: In the USA, the cost of dining out can vary widely depending on the type of restaurant. A meal at a mid-range restaurant usually costs between $15 to $30 per person, while fine dining establishments can charge $50 or more per person. Fast food and casual dining options are more economical, with meals typically costing between $5 to $10.

Tipping is a significant aspect of the dining experience in the USA, with a standard tip being 15% to 20% of the total bill. This can significantly increase the overall cost of dining out.

It’s a part of longer article about dinning out in the USA and Poland. Check here:

Dining Out: Restaurant Culture, Costs, and Food Quality in Poland and the USA

In Poland, the same standard of nutrition will cost you almost half as much. However, it’s not just about the costs. Discover the depth of flavor in Polish cuisine.

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