An eye for detail and a deep understanding of what makes a property truly stand out, coupled with sufficient time, are all you need to find a great house or apartment. In this article, I will share my personal approach to selecting the best houses for sale in Poland, tailored specifically to meet the unique needs and aspirations of my clients.
Below, you will find the top portals that offer a wide array of options, from charming suburban homes to luxurious urban dwellings.
For those who wish to work with me, I offer assistance in harnessing the abundance of choices available. For me, it’s essential to leverage the most comprehensive search and adopt a client-friendly approach. I will guide you through the process of buying a property in Poland. Whether you are looking for a property in Warsaw, Zakopane, or Gdansk, I cover the entire country.
Portals with the largest number of real estate sale listings in Poland.
I am not affiliated with the portals linked below in any way; I suggest them due to their extensive number of listings and user-friendly interfaces. If you plan to search for a homes for sale in Poland on your own, check out these links:
On these portals, you can find house and apartment sale listings in Poland offered by real estate agents as well as owners. However, be aware of certain drawbacks when using listings provided by my competition, the real estate agencies. They usually represent only the seller and aim to achieve the seller’s goals. If you need support as a buyer, Modern Version of a Real Estate Agent” I encourage you to check out my services.
The step-by-step process of selecting houses for sale in Poland.
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Selecting the perfect house for sale in Poland involves a detailed, step-by-step process that ensures buyers find a property that meets their preferences, budget, and long-term goals. The journey begins with defining the buyer’s criteria, which includes location, size, type of property, and specific amenities desired. Factors such as proximity to schools, work, and infrastructure also play a crucial role in this initial assessment.
The next step is conducting thorough market research. This involves analyzing current market trends, understanding price fluctuations, and identifying areas with high growth potential. Utilizing reliable real estate portals that offer comprehensive listings and data about properties across Poland is essential during this phase. These platforms provide a baseline for comparing properties and gauging what’s available within the buyer’s budget.
Once a shortlist of potential properties is created, the actual viewing process begins. Here, buyers should assess the physical condition of each property, the neighborhood, and any future development plans that might affect the property’s value. It’s also crucial to engage with local real estate experts or agents who specialize in the area to get insider insights that aren’t immediately apparent online.
Negotiating the price comes after selecting a suitable property. This stage involves making an offer, possibly going through several rounds of negotiations, and finally agreeing on a price that reflects the property’s value and market conditions. The process concludes with the legal formalities of property transfer, which include verifying the legal status of the property, ensuring there are no hidden liabilities, and signing the final purchase agreement. Throughout each step, working with professionals such as lawyers and real estate agents specializing in the Polish market is advisable to ensure a smooth transaction and to navigate the complexities of local property laws and regulations.
Work with a real estate agent specializing in serving foreign clients.
Choosing a real estate agent who specializes in serving foreign clients can greatly enhance your property buying experience in a new country. As your dedicated Polish agent, I understand the unique challenges and opportunities faced by international buyers. My expertise not only simplifies the buying process but also ensures you find a property that fits your needs and investment goals. With personalized guidance and an in-depth knowledge of the local market, I am here to make your transition smooth and successful. Trust me to be your ally in navigating the real estate landscape.
Can a Foreigner Buy Property in Poland?
Requirements for purchasing an apartment or flat
Foreign nationals, including both EU and non-EU citizens, can purchase apartments or flats in Poland. The process, however, varies slightly between the two groups due to differing legal requirements and regulations.
EU and EEA Citizens
EU citizens have the right to buy real estate in Poland with relatively few restrictions, similar to Polish citizens. They can purchase properties without any special permissions, except for agricultural land and forests, which require permission from the Ministry of Interior.
Non-EU Citizens
Non-EU citizens face more stringent requirements when purchasing property in Poland. They must obtain a permit from the Ministry of Interior, which involves a review process to ensure the purchase does not pose a threat to national security, public order, health, or morals. The process can take several months. Generally, this permission is required for purchasing a residential property. However, permission is not typically needed for buying apartments or flats in urban areas, but it’s always best to consult a local attorney to navigate these nuances, as exceptions can exist.
Requirements for purchasing a House or a Villa
In Poland, a “działka budowlana” refers to a plot of land designated for construction or building purposes. The rules for foreigners buying such land can vary depending on whether the buyer is an EU or a non-EU citizen.
The ability to purchase a building plot defines the possibility of buying a house.
EU and EEA Citizens
EU citizens enjoy relatively straightforward property rights in Poland, similar to those of Polish nationals. They are allowed to purchase houses without any special permits, except for agricultural land and forests. For these types of properties, EU citizens need to obtain permission from the relevant Polish authorities, which typically involves proving a connection to farming.
Non-EU Citizens
For non-EU citizens, the process is more stringent:
- Permission Required: Non-EU citizens must obtain a permit from the Ministry of Interior and Administration (Ministry of Internal Affairs). This permit is necessary for buying a house and involves a security and safety check to ensure the purchase does not threaten national security or public order.
- Application Process: The process includes submitting an application that details the purpose of the purchase, along with documentation about the property and the buyer’s personal and financial status.
- Duration: Obtaining this permit can take several months, as it involves reviews from various administrative bodies.
Non-EU citizens can buy a house in Poland without a permit from the Ministry of Interior under certain circumstances:
- Permanent Residence: If a non-EU citizen has obtained permanent residency in Poland, they may be exempt from needing a permit to buy a house.
- Marriage to a Polish Citizen: If a non-EU citizen is married to a Polish citizen and resides in Poland, they might not require a permit to purchase a house.
- Long-term EU Resident: Non-EU citizens who have obtained long-term EU resident status in Poland might also be exempt from the requirement.
- Property in Urban Areas: Sometimes, the purchase of residential properties (like apartments or houses in urbanized areas) may not require a permit, though this can depend on specific circumstances and local regulations.
- Ownership of Polish Company: Non-EU citizens who own a company registered in Poland that buys the property as part of its business activities may not need a personal permit.
Despite these general guidelines, it’s crucial for non-EU citizens to consult with a legal expert in Polish real estate law to confirm current regulations and ensure all legal requirements are met before proceeding with a property purchase.
Common Requirements for All Buyers
Regardless of nationality, all buyers typically go through the following steps:
- Due Diligence: This involves checking the legal status of the property, ensuring there are no liens or encumbrances.
- Sales Agreement: The transaction is formalized through a notarized deed, signed in the presence of a notary.
- Registration: After the purchase, the new owner must register the property with the local land registry to become the official owner.
Which property types are the easiest for non-EU citizens to buy?
Non-EU foreigner can buy realtively easily a flat or an apartment. Buying a house is more chalanging.
Real Estate Prices per Square Meter in Major Cities: 2024
Here you will find information on the average prices of apartments in June 2024 in major Polish cities.
The average size of the apartments included in the report was 81 m²:
- Warszawa (Warsaw): 17 620 zloty (PLN) per m2 (€4097 per square meter) / (£317 per sqft)
- Krakow (Cracow) 15 170 zł/m2 (€3527/sqm) / (£273 per sqft)
- Katowice 9 710 zł/m2 (€2258/sqm) / (£175 per sqft)
- Opole 9 840 zł/m2 (€2288/sqm) / (£177 per sqft)
- Łódź 8 900 zł/m2 (€2069/sqmr) / (£160 per sqft)
- Zielona Góra 9 120 zł/m2 (2120 euro per sq meter) / (£164 per sqft)
- Poznan 11 940 zł/m2 (€2776/sqm) / (£214 per sqft)
Factors Influencing Changes in Real Estate Prices in 2024
In 2023, various factors influenced changes in real estate prices. Economic conditions, such as inflation and interest rates, played a significant role. The introduction of “Bezpieczny Kredyt 2%” (Safe Credit 2%), a government-backed mortgage program in Poland, significantly impacted the market in Poland. This program offered low-interest loans, making homeownership more accessible and driving up demand for properties. Additionally, supply chain disruptions and rising construction costs affected the availability and price of new housing. Urbanization trends and shifting preferences towards remote work also influenced demand in certain areas, contributing to the dynamic landscape of real estate prices in 2023.
Find Your Dream Home in Poland with Ease.
Finding your dream home in Poland has never been easier, whether you’re drawn to the cozy countryside or popular locations. This unique opportunity allows property buyers to choose the perfect place to live that meets all their desires. From charming rural retreats to bustling urban centers, Poland offers a range of environments that cater to different lifestyles. Each setting provides a unique charm and a comfortable, inviting atmosphere, making it an ideal choice for those seeking a new home.
Conclusion
If you plan to search for a house on your own, return to the portals at the very top. They contain the largest database with latest listings of properties in Poland. If you want us to handle this for you, please contact us and I will help you discover your dream home.
Frequently Asked Question (FAQ)
Where do German citizens most often buy houses in Poland?
Greater Poland voivodeship, Masovian voivodeship, West Pomeranian Voivodeship, Warmian-Masurian voivodeship, spacious baltic resorts.
What is the difference between a balcony and a terrace?
A balcony is a small, elevated outdoor platform that protrudes from the side of a building, surrounded by railings. It is usually accessible from an upper floor and does not have a direct connection to the ground. On the other hand, a terrace is a larger outdoor space that can be found at ground level or on a rooftop. It is often integrated with the surrounding landscape or connected to a garden, making it more versatile for activities like dining and relaxing outdoors. Unlike balconies, terraces can be covered with a variety of surfaces such as tiles, wood, or concrete.
Is there a metro in Krakow?
In Poland, only Warsaw has a metro system.
How much does public transportation cost in Poland?
Information about public transport costs is available here.
Are EU citizens exempt from paying the civil law transactions tax (PCC) when purchasing an apartment in Poland?
No, EU citizens are not exempt from paying the civil law transactions tax when purchasing an apartment in Poland. The PCC applies to all buyers, regardless of their citizenship.
However, there are specific circumstances under which buyers, including EU citizens, do not have to pay the PCC:
First-time Home Buyers: Individuals purchasing their first home on the primary market are exempt from this tax if the property is financed at least in part with a mortgage.
Inheritance and Gifts: Property transactions resulting from inheritance or gifts between immediate family members (such as spouses, children, or parents) are exempt from this tax.
